Bac+4 Mastère Banque — Chargé d'Affaires.

Banking — Relationship Manager — school-awarded Mastère programme (Bac+4)

The Mastère Banque — Chargé d'Affaires is a Bac+4-level degree preparing students for careers in the Finance & Banking sector. Classes are held at Enerlab Academy in Asnières-sur-Seine, 15 minutes from central Paris.

LevelBac+4

Duration2 years

FormatWork-study · Initial

Volume1 400 h

RecognitionState diploma

Programme overview

Over 2 years, through work-study (apprenticeship or professionalisation contract) or initial training, the programme combines theoretical coursework, hands-on workshops and company placements. Work-study costs are fully covered by the employer (OPCO), and students receive a legally regulated monthly stipend.

Upon graduation, students enter the job market quickly, supported by Enerlab Academy's network of over 500 partner companies in the Île-de-France region, or continue into higher education.

Programme objectives

Goals of the programme:

Master corporate financial analysis
Design and structure financing solutions
Develop skills in risk management
Negotiate with companies and institutions
Master banking and financial products

Admission & prerequisites

Required prerequisites and selection procedure:

Bac+4 in Finance, Economics, Management or equivalent
Business school degree with a Finance specialisation
Admission based on academic file and motivational interview
Work-study option available via professionalisation contract

Detailed programme

Detailed teaching content:

Module	Year 1	Year 2	Coef.
Analyse financière approfondie Diagnostic financier d'entreprise Évaluation d'entreprise Tableaux de flux de trésorerie	60h	6	—
Ingénierie financière Stratégies de financement Montages financiers complexes LBO et financements structurés	70h	7	—
Gestion des risques bancaires Risque de crédit Risque de marché Risque opérationnel	50h	5	—
Droit bancaire et financier Réglementation bancaire Droit des sûretés Droit des entreprises en difficulté	40h	4	—
Marketing bancaire et relation client Stratégie commerciale en banque Gestion de portefeuille clients Négociation commerciale	45h	4	—
Projet professionnel et mémoire Méthodologie de recherche Rédaction du mémoire Soutenance devant jury	80h	8	—
Stage en entreprise	4 à 6 mois	16	—

Skills acquired

Operational skills developed:

Career outcomes

Direct access to qualified positions on the market.

Corporate Account Manager Credit Analyst Corporate Financing Advisor Relationship Manager Professional Client Advisor Branch Manager

Salaries & sectors

Average gross annual salary

Junior (0–2 years)

36 800 – 43 700 € / year

Experienced (3–5 years)

43 700 – 55 199 € / year

Senior (5+ years)

63 249 – 86 250 € / year

Sources: APEC, France Travail, INSEE 2024 — gross annual salaries in Île-de-France.

Hiring sectors

Retail banking (BNP, SG, LCL, Crédit Agricole)

Private banking & wealth management

Investment banking (front, back, middle office)

Audit & accounting firms (Big 4)

Corporate finance (CFO, controller)

Insurance companies & brokerage

Asset management firms

Fintech & neobanks (Qonto, Lydia, Revolut)

Sessions 2026-2027

Fall intake

September 2026 start

Applications until 30 Sept 2026 · late entry until 30 Nov 2026

Winter intake

18 January 2027 start

Enrolments until 31 Jan 2027 (or until seats fill) · late entry until 28 Feb 2027

Bac+4 Mastère Banque — Chargé d'Affaires.